Review on Collective Health by Zachary Greene

The customer service is awesome! So friendly, knowledgeable & available for questions at all times of day or night as needed (evening being my favorite time).

I don't like that you cannot see your medical records before getting an insurance quote - it's not very transparent until after they've already decided what their rates will be each year. We were paying too much in out-of network premiums so we signed up with this plan because there are no annual increases which was one reason why our old plans had such high rate hikes annually from other carriers/insurance providers. Lower cost option now but have realized how well insurances work together when trying to keep costs down over large groups rather than just focusing only on individual needs vs group health care options.