The coin compartment has a zipper instead of a lock. I have a lot of different cards and they all fit in this wallet. The button closure does not include a coin pocket, so the envelope closure remains closed at the button. I used to carry my credit cards in a separate RFID holder, my coins in a small wallet, and my paper money just "spilled" in my wallet. Now I have them all together in one handy wallet and I can easily take this wallet with me when I need to go somewhere or change my wallet.
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