The top strap is a little tricky to fit around the front bar on large frame bikes, but it is certainly necessary to prevent slipping into the seat and also preventing rollover. I'm a big guy and have a big bike - it was almost too short on my beach cruiser. I ended up lengthening it by tying velcro around the A-pillar and adding it to the bag strap. My cell phone is well protected. There's a wide, padded Velcro strap that pulls my phone to the see-through protection, and enough room to toss my flimsy map case and keys behind it. The side pockets are great for chewing gum (should be saliva) and other accessories you might need.
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