The best part about this program is that it helps you find multiple options from different firms for your needs, which saves time! You can select what firm or product works well with yours as there are so many choices out here!! Sometimes we don't always know how much something costs because they list everything at one price even if half way up page 1 its priced differently than where down near bottom. For example- I had no idea until now just reading through reviews exactly when my insurance benefits will go back into effect after having an accident/motorcycle wreck last Oct 2014 (car vs truck). It didn;t show me till i scrolled allllltheyyy waaaaay over 100 pages ago. ! And then some other stuff happened along wth getting paid but not sure yet since nothing has been said specifically on their website regarding payment process changes etc...