The system really helped me stay in control of my finances as well keep track everything I needed help paying off so it was very helpful when dealing w/ multiple bills at one timme being paid by 2 different companies etc.. there are some things they have not implemented yet but i think its just because this year has been such an intense amount fo bill payers who need assistance keeping up (myself included). If u were looking into something like what we use here would try out their demo first cuz if nothing else then maybe see how easy using all these features may seem once set-up properly!! It helps alot knowing exactly where ur money goes each month instead having no idea until end evning which makes planning easier too.