It's very easy to sign up for this product. The team at 3Phc is always ready to answer questions regarding eligibility requirements or if there is anything else we need to know about our insurance. My experience in other companies was that they were never helpful with making sure I enrolled correctly into their program before enrolling me into theirs. This has been different because it seems like all of us have had great experiences so far. We've used them as an additional layer of benefit plans where my husband didn't qualify otherwise.