I bought this product to use while riding my motorcycle for quick access to cash or a card while driving, especially when going through tollbooths. I also bought another wrist bag which is softer and more comfortable. Cloudz works well because it's a bit more solid and makes it easier to deposit and withdraw money or cards with one hand, which you do if you don't take it off completely, which kind of defeats the purpose. Yes, a little warm. Yes, he has a credit card. In fact, I keep my driver's license, car/bike insurance, medical card, credit card, bike registration and other miscellaneous card and some cash in them with no problem. I'm not sure why someone wrote that the credit card is not suitable. It is not true. On the other hand, the softer one I bought is very nice and not that warm. But it's not rigid enough to be able to take out all the items you put in with one hand. You can draw the card, but you can't put it back without a fight, or you may have to remove it entirely to get the card back. And the money doesn't flow in any direction. So if you buy something like this I would recommend something stiffer, with more cotton than synthetic. I don't mind the logo because I usually wear long sleeves. Functionality is my main concern and Cloudz works quite well.
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