I was a little skeptical about buying this belt due to the low price of a real leather belt. Before that, I burned myself, and the belt turned out to be some kind of plastic garbage. That's not what this is about at all. I am wearing this belt as I write this review. It has a very soft buckle that is easy to use and adjust and looks great with both dress pants and golf shorts. It clamps the material of the belt and allows you to trim the leather belt to the perfect length. Dark blue looks very good with dark blue trousers and shorts. That settles the question of what color belt to wear with navy blue shorts and white golf shoes. With white belts (hopefully) going away, I didn't know what color belt to wear. Navy blue tone on tone on navy blue is perfect.