I like that it has all of my accounts from different places (bank account to paypal). It also gives me notifications when there are transactions so i dont have too worry about forgetting or not getting them at exactly right time! sometimes you get notification but its after your bill was paid already which would be nice if they had some sorta way where we could change this? Also their customer service can use improvement because alot times people try using other services out side north ware only find no help with problems etc.. But overall great product just needs minor updates/changes here nthere as well! very helpful tool especially since everything will go through one place instead having multiple bills sent each month!!