I loved having debit cards for my daughters that we could use at any store where they would accept them! It was so easy, just load it up with money from our checking account when needed then reload if there is extra funds available after paying bills each month (which happens frequently). You can't take cash out but this isn’t an issue since most stores are able to process credit card transactions as well which makes life easier while using these accounts/cards together. My daughter has had some problems loading her personal info onto the app due to privacy issues however she did get used to seeing herself listed online instead of me doing everything manually every time before being allowed access again. She also enjoyed receiving notifications whenever someone made purchases through their apps making sure no one stole anything without us knowing about it first :) Definitely worth trying once because its super user friendly!! Easy enough even kids understand what.