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Shriram City Union Finance Review

2

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Poor

Revainrating 2.5 out of 5  
Rating 
2.7
Business Services Providers, Business Finance

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Description of Shriram City Union Finance

Shriram City has a comprehensive range of offerings comprising finance for Two Wheelers and Three Wheelers, Four Wheeler Finance (both new and pre-owned passenger and commercial vehicles), Personal Loans, Small Business Loans, and Loan against Gold. This has made Shriram City a dominant player in the field and the only NBFC to offer such a wide range of products under one roof.

Reviews

Global ratings 2
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  • 4
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  • 3
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  • 2
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  • 1
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Type of review

Revainrating 4 out of 5

My Personal Loan Experience With This Service Was Excellent

I have been using this service for my personal loans for past 5 years now. They are very friendly and understand your needs as well as help you out with all of them. They never failed me or gave me any bad experience. I always feel safe when dealing with them. There is nothing much that I dislike about their services. I would say that they provide good customer support, quick decision making, and also flexible repayment options. I was facing some issues with my monthly loan payment. So I…

Pros
  • Good Customer Support
  • Flexible Repayments Options
  • Fast Decision Making Processes
Cons
  • Nothing to be mentioned here

Revainrating 2 out of 5

Complete mess! I tried to get an account with this bank and was told "you need a business ".

A complete mess! I tried to get an account with this bank and was told "you need a business". When I explained that my business was my own personal finances and didn't require any special permissions from the RBI, they said "oh, we won't take your personal loans" and refused to give me any further information. If I wanted to apply for a loan for a car, they would only accept a small sum for a month and a half, and I couldn't get any money back from them unless I sold the vehicle within that…

Pros
  • I don't know what this company does because I don't have an account.
  • Has a good UI
  • Seems to be popular among millennials and tech-savvy folks
Cons
  • The UI seems very cluttered and confusing
  • They charge exorbitant fees (at least for India)