Xapo debit card is a product of xapo wallet, which the team base in Hong Kong.This card works like normal visa or mastercard, the only diffrent is that while the latter was linked to ones bank account, the former was linked to xapo wallet which means the will be holder will first need to have xapo wallet and fund it with bitcoin before it can be used.
For somebody to have the xapo debit card it will cost 20usd with 1usd for pin activation. the first year of usage carry no charge but after that there is an annual fee of 12usd. If card is to be use where they will need to covert the currency it will be charge with 3 percent fee.
Normally, the time that it will take to get the card if one request for it is around 10-25 days depending on the distance but if somebody want it fast such person might decide to get it through DHL but with extra charge.
Presently, the card is not available for use in USA, India and Africa countries but those in South America, China and some European Union countries can have it.