Create a wallet, "when opening it is necessary to indicate the phone number that you will use later - it will receive one-time passwords to confirm operations.
You can pay with your wallet on the Internet, and to pay in real stores, you can order our plastic card — you can pay it all over the world — or create a virtual card and attach it to a payment application — then you can pay with a smartphone.
Wallet capabilities depend on its status; there are three of them:
anonymous - given by default and has minimal features: you can replenish the wallet with your own card or in cash and pay in Russian stores;
registered - can only be received by citizens of the Russian Federation, allows you to pay worldwide, make transfers, etc .;
identified - maximum status, here the wallet has the highest opportunities: Multi-currency is available, all types of transfers, storage limit - 500 000 rubles, etc.