I am a huge fan of everything that can give you some value back (in the form of cashback or similar) which I like about Plutus platform and their native token Pluton (the short is PLU). It is mainly meant for EU or UK citizens as they are offering UK account or EU IBAN. I will be focused on EU IBAN and EUR. You can deposit EUR to your account for free. As I have mentioned the platform offers the bank account and the debit card. For ordering and delivering your debit card you have to pay 9,99 EUR fee. On the other hand there are lot of promotions where you can get your card completely free. I would like to add that there are different types of promotions where you can get even free Pluton. I was able to get some free worth more than 100 EUR.
You can use the debit card which is connected to your account in EUR and start spending with it for your usual purchases. As you are shopping you are receiving their native token Pluton. It is 3 % in Pluton from each purchase amount. This is one of the highest in the industry right now. Above that there are Pluton rewards / perks you can get for holding Pluton. You can get special cashback with selected stores such as Airbnb, Amazon, Nike, Skyscanner etc. The great advantage is that there is DEX implemented where you can swap your Pluton for EUR back and repeat the process. What is more you can swap / trade more crypto assets than just Pluton. As the Pluton is ERC-20 the first obvious choice is ETH. Pluton itself alongside other crypto can be easily stored in MetaMask which you can use with Plutus DEX.
As the Pluton token can rise in value (and actually it has surged in the past) you will receive even more EUR back. The token Plutus can be easily bought or sold on some top tier centralized exchanges (for example Kucoin) so there is no issue with liquidity.
The Plutus Platform has web app but also phone app so you can choose which one is more convenient for you to use. The design, the UX and navigation in the apps are great. It is easy to use. The card itself has very fresh and nice blue design.
The main issue is that in order to have the best benefits you have to start one of their paid subscription plans such as Premium or Pro. For Premium you will be paying one time fee 100 PLU (this is around 1000 EUR if we are counting 1 Pluton hovering around 10 EUR) and for Pro it is even more 400 PLU. With PRO you can earn 4 % cashback with other mentioned upsides still applied.
For me it is a nice example how the adoption can rise because this is clearly better choice than traditional bank account. I would definitely recommend to try the Platform and start to utilizing their native token Pluton.