The Ripple platform, which is used outside of crypto currency, is an open source protocol designed to perform transactions quickly and cheaply. With Ripple, the goal is to transfer large amounts of assets and money quickly, reliably and cheaply, through the blockchain system. Ripple is currently the third-most market capitalized cryptocurrency, after Bitcoin and Ethereum, among cryptocurrencies. The platform has its own currency (XRP), but the real magic is on the RippleNet platform. Users can create their own platforms on RippleNet and make transactions as they wish.