The XLM is one of the most promising payment currencies. Its governance, security and hybrid architecture have everything to convince, even if the project is currently the subject of strong speculation and seems to me overvalued. Nothing says, however, that the platform will not be able to meet a massive adoption within the next 5 years, and see its value explode. Numerous projects pass through the heart of its ecosystem, especially during each Build Challenge, and currency is used more and…