Protects my Metrocard from scratches when I carry it in my change pocket and also prevents loss as it turns up the volume so I know it's still there. Stitching is confined to the inner perimeter of the leather rather than wrapping around the edges in the Y-camp style, the latter being more likely to fray, tear and unravel simply by pulling it in and out of the pocket. It seems that this product is wearing out for a long time compared to other brands.
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