The best part about bayopay from my experience so far, it has been very user friendly with its interface which allows me to transfer money straight away without any hassle or delay. I like that there are no fees involved for using this service as well! It's good because transfers can be done within minutes compared when doing bank wire transaction through other methods - takes longer time if you have not enough funds in your account or something along those lines but honestly I think they should charge some kind of fee since their services could help reduce long waiting times before getting paid. Transferring cash out between two individuals who cannot meet at same place. This way we avoid sending multiple payments via mail/bank wires etc with additional charges attached such as international airfare costs. No cons here really though! Great product overall! Keeps things running smoothly whenever one party needs.