I don't spare my wallets but my last one (Banana Republic) lasted 7 years and was stolen not destroyed. This wallet is so-so. The creases are correct and I have not noticed any discoloration or delamination of the outer coating as I have seen in some other reviews. My biggest gripe with this wallet is the pieces of leather that stick out at the top. While I understand they may be necessary to hide the snap for the ID flap, it doesn't wear well compared to the rest of the wallet and detracts from the overall quality of the product.
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