Atomic Wallet: keys, security, fees and reviews
Software wallet
In short
- Key control
- Non-custodial: private keys are encrypted locally on the user's device and the company has no access to them.
- Fees
- Wallet: Service fees, where they apply, are shown on the site or in the app; blockchain network fees are paid separately.
- Risks and caveats
- Losing the backup phrase or password means Atomic cannot restore access to the funds.
- Checked
- 28 October 2026
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Key facts
- Wallet type
- Software wallet
- Who holds the keys
- the user (self-custody)
- Developer
- ATOMIC PROTOCOL SYSTEMS OÜ
- Platforms
- iOS, desktop
- Official site
- atomicwallet.io
Key facts checked on 28 October 2026 against official sources.
What is Atomic Wallet
Atomic Wallet is a non-custodial multi-asset crypto wallet for desktop, mobile and browser. It holds more than 1,500 assets across 50+ blockchains and adds in-app swaps, card purchases through partners, staking and perpetual futures. Private keys are encrypted on the user's device; the vendor does not hold funds.
Who holds the keys
| Parameter | Details |
|---|---|
| Key control | Non-custodial: private keys are encrypted locally on the user's device and the company has no access to them. |
| Seed phrase | 12-word backup phrase, generated at setup; it restores access to all coins in the wallet. |
| Recovery | Atomic does not store private keys, backup phrases or passwords and cannot recover them. |
| Account model | No account, sign-up or KYC for basic wallet features. |
Features and supported networks
| Parameter | Details |
|---|---|
| Platforms | Desktop (Windows, macOS, Ubuntu, Debian), mobile (iOS, Android) and a browser extension. |
| Supported networks | 1,500+ assets across 50+ blockchains, including Bitcoin, Ethereum, Solana, Tron, Cardano, Monero and XRP. |
| Swaps | In-app swaps provided by third-party services, with cashback paid in the AWC token. |
| Buy / sell | Buy crypto with a bank card in USD, EUR and local currencies through partners. |
| Staking | In-wallet staking for coins such as ETH, ADA, SOL, TRX, NEAR, XTZ and HBAR. |
| Perpetual futures | Leveraged perpetual futures via Hyperliquid, launched in November 2025. |
Security and audits
- Proprietary software: the licence forbids reverse engineering, redistribution or modification; the vendor says the app is built on open-source libraries.
- Local data is encrypted with AES; access requires a user password.
- On 3 June 2023 users reported unauthorised transactions; the company said fewer than 0.1% of users were affected, engaged Chainalysis and Crystal, and did not confirm a root cause.
- After the June 2023 incident the vendor said builds are verified by an external security team.
Fees
| Parameter | Details |
|---|---|
| Wallet | Service fees, where they apply, are shown on the site or in the app; blockchain network fees are paid separately. |
| Swaps | Cashback on swaps of 0.25% to 1% depending on AWC holding tier. |
History
| Date | Event |
|---|---|
| 3 June 2023 | Users reported unauthorised transactions; downloads and updates were halted and an investigation began. |
| 2025 | Added 10+ networks including Monad, Linea, Zora and Optimism; Solana support came to the browser extension. |
| November 2025 | Launched perpetual futures trading inside the wallet. |
| December 2025 | Vendor reported 15 million downloads by the end of 2025. |
Risks and caveats
- Losing the backup phrase or password means Atomic cannot restore access to the funds.
- In June 2023 users lost funds in unauthorised transactions; the vendor did not confirm the root cause.
- Atomic disclaims responsibility for losses if the wallet software is compromised, and caps liability at $50.
- Swaps, purchases and perpetual futures are provided by third parties under their own terms; leveraged trading can lose more than expected.
About the developer
- Developer
- Atomic Wallet
- Leadership
- Danny Yurkin, CEO (2025).
- Licence / registration
- States it is not a payment, exchange, custody or other financial service provider; third parties provide those services.
- Disputes
- Binding arbitration in Panama.
Official links
- Website: atomicwallet.io
- Security: atomicwallet.io/security
- Blog: atomicwallet.io/blog
Questions and answers
Is Atomic Wallet self-custodial?
Yes. Private keys are encrypted on the user's device, and the company says it has no custody of or access to funds.
Is Atomic Wallet open source?
No. It is proprietary software; the licence forbids decompiling or modifying it, although it uses open-source libraries.
Which coins does Atomic Wallet support?
More than 1,500 assets across 50+ blockchains, including Bitcoin, Ethereum, Solana, Tron and Monero.
Has Atomic Wallet been hacked?
On 3 June 2023 users reported unauthorised transactions; the company said fewer than 0.1% of users were affected and the root cause was not confirmed.
Does Atomic Wallet charge fees?
Applicable service fees are shown in the app; swaps earn 0.25%–1% cashback in AWC, and network fees apply.
Sources
- atomicwallet.io
- apps.apple.com
- Atomic Wallet — Security
- Atomic Wallet — Terms of Service (updated 4 December 2025)
- Atomic Wallet — June 3rd Event Statement
- Atomic Wallet — Atomic Wallet Security
- Atomic Wallet — 2025 Year in Review
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