This wallet is designed for users who want to buy the most popular coins using traditional money, easy to register and easy to use.
If you are a new user you can start with luno, since without problems you can buy your first BTC or other listed alcoins, the withdrawal rates vary according to the asset you want to withdraw and for fiat deposits some have fees for transaction fees or penalties .
In general it is not available for everyone, it is easy to use, it is another of these platforms that plan to be a crypto banking service.