This card uses Visa to handle the cross-border transaction. It actually violates the spirit of crypto after all. Lots of companies and Crypto(dot)com have already proposed solutions to removing the middleman. No matter it is a direct crypto transaction or hybrid solutions, the obstacle still points to regulations and popularity. I think those problems will be solved in the near future. Sooner or later, crypto will be used widely. At least, that is what I think.