The XAPO USD card is a type of card that uses the American dollars. It happens to be among the first Bitcoin cards. The card is expensive as it cost about $20 to acquire, I see it a bit expensive as other cards can be issued for a lesser amount. The card also charges about 3% for foreign currency conversion which is a bit affordable. It also charges about $1 as it's monthly fee and $2.5 for ATM. The card does not offer virtual cards which I find interesting. Although it had had a bit problem with acceptance in some countries, I still think XAPO USD would soon be accepted and achieve great