Coincheck: licences, security, fees and reviews
Centralized exchange
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Key facts
- Type
- Centralized exchange
- Exchange launched
- 2014
- Country of registration
- Japan
- Operator
- Coincheck, Inc.
- Official site
- coincheck.com
Key facts checked on 29 October 2026 against official sources and regulator registers.
What is Coincheck
Coincheck is a Japanese centralised crypto exchange operated by Coincheck, Inc. in Tokyo and registered with Japan's Financial Services Agency. The company began operations in 2012 and launched its crypto trading service in 2014. It offers a crypto marketplace, an order-book exchange, lending, staking and crypto CFDs; its parent, Coincheck Group N.V., is listed on Nasdaq.
Good to know
- Coincheck's terms let it close an account if the user comes to live in a country where Coincheck does not offer its service, and it may restrict trading during longer stays in such a country. ↗
- On the marketplace (simple buy/sell), there is no separate transaction fee; the cost is built into the price as a spread of 0.1–5.0%, and 1.7–7.0% for certain assets. ↗
- Coincheck's parent, Coincheck Group N.V., is controlled by Monex Group, which held about 71% of its shares as of 29 June 2026. ↗
- Coincheck says it has no insurance covering the loss of customers' crypto assets. ↗
- Coincheck may receive crypto or cash from token issuers as listing compensation when it adds new crypto assets. ↗
- Coincheck was registered as a Type 1 Financial Instruments Business on 26 August 2026 and as an electronic payment instruments provider (for USDC) on 27 August 2026. ↗
- Coincheck is a member of the Japan Virtual and Crypto assets Exchange Association (JVCEA), the industry's self-regulatory body. ↗
- Coincheck offers its exchange only to customers in Japan and restricts access from IP addresses outside Japan, including the United States. ↗
- The group's EU business is a separate company: Aplo SAS in Paris, an institutional crypto prime broker bought in October 2025 and MiCA-authorised by France's AMF on 30 June 2026 (No. A2026-023). The Coincheck exchange was not on the AMF white list when it was checked on 29 October 2026. ↗
- At the time of the January 2018 XEM theft, Coincheck was not yet registered; it operated under a transitional provision of the Payment Services Act and was registered in January 2019. ↗
Services
| Parameter | Details |
|---|---|
| Spot trading | A marketplace for buying and selling crypto from 500 JPY, and an order-book exchange in the browser. |
| Staking / Earn | Crypto lending and a staking service (beta). |
| OTC | Block trades for large transactions during weekday hours. |
| Recurring purchases | Automatic monthly crypto purchases (Coincheck Periodic Payment Plans). |
| Derivatives | Crypto-asset-related OTC derivatives (CFD) with margin. |
| Stablecoin | Coincheck Pay: Coincheck buys USDC from users at 1 US dollar per USDC and pays in Japanese yen. |
| NFT | Coincheck NFT Marketplace, open only to holders of a verified Coincheck account. |
| Token sales (IEO) | Coincheck IEO, launched in July 2021: a platform for initial exchange offerings, in which the exchange screens the project and sells the issuer’s tokens. |
| Payments | Coincheck Denki and Coincheck Gas: paying electricity and gas bills with Bitcoin, with cash back. |
Licences and registrations
| Jurisdiction | Entity | Licence / registration | Regulator |
|---|---|---|---|
| Japan | Coincheck, Inc. (コインチェック株式会社) | Crypto-asset exchange service provider, Kanto Local Finance Bureau No. 00014, registered 11 January 2019 | Financial Services Agency / Kanto Local Finance Bureau |
| Japan | Coincheck, Inc. (コインチェック株式会社) | Financial instruments business operator (Type 1), Kanto Local Finance Bureau (Kinsho) No. 3540, registered 26 August 2026 | Financial Services Agency / Kanto Local Finance Bureau |
| Japan | Coincheck, Inc. (コインチェック株式会社) | Electronic payment instruments service provider (USDC), Kanto Local Finance Bureau No. 00002, registered 27 August 2026 | Financial Services Agency / Kanto Local Finance Bureau |
| European Union | APLO SAS (Paris; Coincheck Group subsidiary for institutional clients, not the Coincheck exchange) | MiCA crypto-asset service provider, No. A2026-023, authorised 30 June 2026 (custody, exchange, order execution, transfer) | Autorité des marchés financiers (AMF), France — AMF white list |
Status in the United States and the United Kingdom
- Coincheck’s parent, Coincheck Group N.V. (Amsterdam), is listed on Nasdaq and files reports with the US SEC as a foreign private issuer; its annual report on Form 20-F for the year to 31 March 2026 was filed on 29 June 2026. SEC EDGAR: Coincheck Group N.V., Form 20-F (FY to 31 March 2026)
- In that filing the group states that Coincheck offers its crypto exchange services only to customers in Japan and restricts access from IP addresses outside Japan, the United States included. SEC EDGAR: Form 20-F, risk factors
- FinCEN’s MSB Registrant Search returned no match for “coincheck”, and the New York DFS list of regulated virtual currency businesses does not include Coincheck (both checked 29 October 2026). FinCEN MSB Registrant Search; NYDFS virtual currency businesses
- A search of the FCA Financial Services Register for “coincheck” returned no firm on 29 October 2026. Under the Money Laundering Regulations 2017, cryptoasset businesses must register with the FCA before offering in-scope services in the UK. FCA: cryptoassets AML/CTF regime; FCA Register search
Checked on 29 October 2026 against regulator registers and the text of the law.
Security and audits
- Customer crypto is held in segregated cold wallets, offline.
- Customer yen is held in a segregated deposit with a trust bank.
- Two-factor authentication is required at login.
- Systems have been checked by several information-security firms.
- In January 2018, 523 million XEM held for customers were sent out without authorisation; Japan's regulator issued business improvement orders on 29 January and 8 March 2018.
Fees
| Parameter | Details |
|---|---|
| Spot maker | 0.000% for BTC, ETH and most pairs; 0.050% for ETC, IOST, FNCT, BRIL and FPL |
| Spot taker | 0.000% for BTC, ETH and most pairs; 0.100% for ETC, IOST, FNCT, BRIL and FPL |
| Marketplace | No transaction fee; a spread of 0.1–5.0% is built into the price (1.7–7.0% for certain assets) |
| Deposits | JPY bank transfer free (the user pays the bank fee); convenience-store and quick deposits from 770 JPY |
| Withdrawals | JPY: 407 JPY. BTC: variable by network cost, from 0.0005 BTC |
| Staking | ETH staking: customers receive 70% of eligible staking rewards |
| Recurring purchases | No account-transfer or usage fee; a spread of 0.1–4.0% is built into the price |
| Withdrawals (ETH) | Variable by network cost, from 0.005 ETH; transfers between Coincheck users free |
Who can use it
- Verification: Registration requires identity verification under Coincheck's procedures.
- Coincheck offers its exchange only to customers in Japan and restricts access from IP addresses outside Japan, including the United States. Accounts may be closed if a user comes to live in a country where the service is not provided.
History
| Date | Event |
|---|---|
| 2014 | Coincheck publicly launches its crypto trading service; the company, then named ResuPress, had begun operations in 2012. |
| 26 January 2018 | 523 million XEM held for customers are sent out of Coincheck without authorisation. |
| 29 January 2018 | The Kanto Local Finance Bureau issues a business improvement order. |
| 8 March 2018 | A second business improvement order requires a fundamental review of management and internal controls. |
| April 2018 | Monex Group acquires Coincheck for 3.6 billion JPY. |
| 11 January 2019 | Coincheck is registered as a crypto-asset exchange service provider (No. 00014). |
| 11 December 2024 | Shares of parent company Coincheck Group N.V. begin trading on Nasdaq (CNCK). |
| 2025 | Two cybersecurity incidents: phishing affecting Coincheck's X account, and a virus at group company Next Finance that affected addresses linked to three private keys. |
| 20 June 2025 | Coincheck Group N.V. becomes the sole shareholder of Coincheck, Inc. |
| 14 October 2025 | Coincheck Group acquires Aplo SAS, a Paris-based crypto prime broker for institutional investors. |
| 28 February 2026 | Canadian digital asset manager 3iQ becomes a subsidiary of Coincheck Group. |
| August 2026 | Coincheck is registered as a Type 1 financial instruments business (26 August) and an electronic payment instruments provider (27 August). |
Risks and caveats
- Crypto assets are not legal tender, and prices can fall and cause losses.
- Coincheck has no insurance covering the loss of customers' crypto assets.
- In fast markets, spreads can widen and orders may be suspended; losses on crypto CFDs can exceed the margin deposited.
- A 2018 theft of customer XEM led to two business improvement orders from Japan's regulator.
- Electronic payment instruments such as USDC depend on the issuer honouring redemption and can fall sharply in price; their yen value also moves with exchange rates.
- The terms are governed by Japanese law, and disputes go to the Tokyo Summary Court or Tokyo District Court as the exclusive courts of first instance.
About the company
- Legal entity
- Coincheck, Inc. (コインチェック株式会社), Shibuya, Tokyo
- Founded
- 2012 (company began operations); exchange launched 2014
- Formerly
- ResuPress K.K., renamed Coincheck, Inc. in 2017
- Parent company
- Coincheck Group N.V. (Amsterdam; Nasdaq: CNCK), sole shareholder since 20 June 2025; Monex Group holds about 71% of it (June 2026)
- Group CEO
- Pascal St-Jean, CEO of the parent Coincheck Group N.V. since 1 April 2026, and its Executive Chairperson since 17 September 2026
- Representative Director
- Satoshi Hasuo, Chairman and Representative Director of Coincheck, Inc.; also a director of the JVCEA
- Headquarters
- Tokyo (Coincheck, Inc.); Amsterdam (Coincheck Group N.V.)
- Group companies
- Aplo SAS (France, since October 2025), 3iQ (Canada, since February 2026), Next Finance Tech (Japan, staking, since March 2025)
Official links
- Website: coincheck.com
- Fees: coincheck.com/info/fee
- Fees: coincheck.com/exchange/fee
- Terms of use: coincheck.com/agreements_url?type=terms_of_service
- Licences: www.fsa.go.jp/menkyo/menkyoj/kasoutuka.pdf
Questions and answers
Is Coincheck regulated?
Yes. Coincheck, Inc. is on Japan's FSA register as a crypto-asset exchange service provider (Kanto Local Finance Bureau No. 00014, since 11 January 2019), and since August 2026 also as a Type 1 financial instruments business and an electronic payment instruments provider.
Does Coincheck publish proof of reserves?
No proof-of-reserves report was found on coincheck.com or in Coincheck Group's 20-F (checked 29 October 2026). Coincheck says customer crypto is held in segregated cold wallets and customer yen in a segregated trust-bank deposit.
What are Coincheck's fees?
On the order-book exchange, BTC, ETH and most pairs are 0.000% maker and taker; a few pairs are 0.050% maker and 0.100% taker. The marketplace has no separate fee but includes a spread of 0.1–5.0% (1.7–7.0% for some assets). JPY withdrawals cost 407 JPY.
Who owns Coincheck?
Coincheck, Inc. is wholly owned by Coincheck Group N.V., an Amsterdam company listed on Nasdaq (CNCK) since December 2024. Monex Group held about 71% of Coincheck Group as of 29 June 2026.
Was Coincheck hacked?
Yes. On 26 January 2018, 523 million XEM held for customers were sent out without authorisation, and the regulator issued business improvement orders on 29 January and 8 March 2018.
Is Coincheck available outside Japan, for example in the US or the EU?
No. Coincheck offers its exchange only to customers in Japan and restricts access from IP addresses outside Japan, including the United States. In the EU, the group's MiCA-authorised company is Aplo SAS, which serves institutional clients.
Are my crypto assets insured at Coincheck?
No. Coincheck has no insurance covering the loss of customers' crypto assets. Customer crypto is held in segregated cold wallets and customer yen in a segregated trust-bank deposit.
How much of the staking rewards do Coincheck customers receive?
For ETH staking, customers receive 70% of the eligible staking rewards.
Sources
- FSA — Register of crypto-asset exchange service providers (as of 30 September 2026)
- FSA — Register of financial instruments business operators (as of 30 September 2026)
- FSA — Register of electronic payment instruments service providers (as of 27 August 2026)
- JVCEA — Member list
- Kanto Local Finance Bureau — Administrative action against Coincheck, 29 January 2018
- Kanto Local Finance Bureau — Administrative action against Coincheck, 8 March 2018
- Coincheck Group N.V. — Annual report on Form 20-F for the year ended 31 March 2026 (29 June 2026)
- Coincheck — Trading fee
- Coincheck — Fees
- Coincheck — Homepage
- Coincheck — Terms of Service (Japanese, 30 September 2026)
- Coincheck Group — About Coincheck, Inc.
- Coincheck Group — FAQ
- Coincheck Group — Executive team
- AMF — White list of crypto-asset service providers (CSV, checked 29 October 2026)
- Coincheck Group N.V. — Form 6-K, director resignation (17 September 2026)
- SEC EDGAR: Coincheck Group N.V., Form 20-F (FY to 31 March 2026)
- FinCEN MSB Registrant Search; NYDFS virtual currency businesses
- FCA: cryptoassets AML/CTF regime; FCA Register search
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