compared to continuous ripple. so let me say two words on ripple and stellar. To be included in the ripple system, it is necessary to get approval from ripple's center. In other words, it is not a coin that the public can use whenever they want. stellar, on the other hand, is decentralized and built on a system that is accessible to everyone without approval. It will replace ripple in the medium term for ease of use for these and other reasons.
The crypto money I believe will come, which will both earn and become widespread for transfer and payment purposes.
When it comes to future coins, steles still come to mind. It is an subcoin that is likely to become popular in the future after bitcoin.