Guarda Wallet: keys, security, fees and reviews
Software wallet
In short
- Key control
- Non-custodial: only the user controls the wallet; Guarda does not store private keys, backup phrases or passwords
- Fees
- Wallet: No platform fees for sending or using the app; only the blockchain network fee, shown before confirming
- Risks and caveats
- Losing the private keys, backup phrase or password can mean losing access to the wallet; Guarda cannot recover them.
- Checked
- 3 November 2026
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Key facts
- Wallet type
- Software wallet
- Who holds the keys
- the user (self-custody)
- Developer
- GUARDACO LDA
- Platforms
- desktop, iOS, web, browser extension
- Official site
- guarda.com
Key facts checked on 3 November 2026 against official sources.
Status
Live: the Guarda Android app was updated on 29 October 2026 and the iOS app (version 3.2.4) on 23 September 2026; guarda.com is online.
What is Guarda Wallet
Guarda Wallet is a non-custodial multi-currency crypto wallet available on the web, desktop (Windows, macOS, Linux), mobile (iOS, Android) and as a Chrome extension. It started in 2017 with an Ethereum wallet and lists 1M+ tokens on 70+ blockchains; buying and swaps run through third-party providers.
Who holds the keys
| Parameter | Details |
|---|---|
| Key control | Non-custodial: only the user controls the wallet; Guarda does not store private keys, backup phrases or passwords |
| Recovery | Guarda cannot recover lost keys, backup phrases or passwords |
| Account model | No registration is needed to create a wallet |
| Multisig | Multi-signature support for compatible assets |
Features and supported networks
| Parameter | Details |
|---|---|
| Platforms | Web, desktop and mobile (iOS and Android) apps plus a Chrome extension; desktop for Windows, macOS and Linux |
| Supported networks | 1M+ tokens on 70+ blockchains |
| Swaps / buying | Buying and swaps are powered by third-party providers including ChangeNOW, Guardarian and Simplex |
| Staking | Staking on 14 networks, including Cardano, Cosmos and TRON |
| Other in-app services | Prediction markets and perpetuals inside the app |
Security and audits
- Non-custodial: private keys are generated and stored on the user's device; Guarda does not store them.
- Optional password confirmation for transactions, session timeouts and an address book.
- On 30 December 2020 attackers took over Guarda's domain registrar account and pointed guarda.com and guarda.co to a phishing page.
Security incidents
| Date | What happened | Source |
|---|---|---|
| 30 December 2020 | Domain hijack: Attackers took control of Guarda's account at its domain registrar GoDaddy and pointed guarda.com and guarda.co to a phishing page with a backup-upload form. Guarda says its internal resources were not compromised; users who uploaded a backup on desktop, web or the Chrome extension could have had their private keys taken, while mobile users saw only delays. Guarda restored the DNS records the same evening and later published proposed compensation plans. | guarda.com |
Fees
| Parameter | Details |
|---|---|
| Wallet | No platform fees for sending or using the app; only the blockchain network fee, shown before confirming |
| Third-party services | Guarda says it receives no payments from users; fees for buying, swaps and other integrated services go to the third-party providers |
| App price | The Guarda iOS app is free |
History
| Date | Event |
|---|---|
| 2017 | The first Guarda wallet, for Ethereum, is launched. |
| 1 December 2018 | The Guarda iOS app is first released on the App Store. |
| 30 December 2020 | Guarda's domains are hijacked through its GoDaddy account and pointed to a phishing page; access is restored the same evening. |
| 4 January 2021 | Guarda publishes proposed compensation plans and a SAFU fund funded with 2% of monthly income, conditional on approvals. |
Risks and caveats
- Losing the private keys, backup phrase or password can mean losing access to the wallet; Guarda cannot recover them.
- Buying, swaps and other in-app services are provided by third parties; Guarda says it does not check partners' compliance and refunds must be sought from the provider.
- In December 2020 a domain hijack exposed users who uploaded backups on the hijacked site.
About the developer
- Legal entity
- GUARDACO LDA, Portugal (company number 516458965), Rua Latino Coelho, 87, 1050-134 Lisboa
- Second entity
- Guardium LTD, British Virgin Islands (company number 2182646); either entity may provide the services during a transitional period
- Governing law
- Law of the British Virgin Islands; disputes go to arbitration at the Hong Kong International Arbitration Centre
- Founded
- 2017
Official links
- Website: guarda.com
- About: guarda.com/about
- Terms of service: guarda.com/terms-of-service
- GitHub: github.com/guardaco
- iOS: apps.apple.com/us/app/id1442083982
- Android: play.google.com/store/apps/details?id=com.crypto.multiwallet
Questions and answers
Is Guarda non-custodial?
Yes. The terms say only the user controls the wallet and Guarda does not store private keys, backup phrases or passwords.
Does Guarda charge fees?
Guarda says there are no platform fees for sending or using the app; only network fees apply. Buying and swaps are run by third-party providers, which charge their own fees.
Who operates Guarda?
The terms name GUARDACO LDA (Lisbon, Portugal, 516458965) and Guardium LTD (British Virgin Islands, 2182646); either may provide the services during a transitional period.
Was Guarda ever hacked?
On 30 December 2020 attackers took over Guarda's GoDaddy account and redirected guarda.com and guarda.co to a phishing page. Guarda says its internal resources were not compromised; users who uploaded backups there could have lost keys.
Sources
- guarda.com
- apps.apple.com
- Guarda - About
- Guarda - Terms of Service
- Guarda Blog - Security Incident on December 30, 2020 (2 January 2021)
- Guarda Blog - Important Notice on Guarda SAFU (4 January 2021)
- App Store - Guarda Crypto Wallet Bitcoin (iTunes lookup, US)
- Google Play - Guarda: Crypto Bitcoin Wallet
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