EUR BitPay this is one of the criptomonedas debit card instant payment, this card is almost unique in its class because it is very honest regarding interest rates and charges for use. you can use this card to your liking for example if you want to pay by point of sale you can have a refund and not face any type of surcharges, you can also withdraw money from ATMs converting the currency this is very variable since you can have a higher recharge d interest if it is foreign currency.