The most helpful is being able to go over health insurance plans, and be able to find which one meets my needs best and provide me with that option compared to others. I also like that it helps organize all of my medical records. It would be great if we could see more information from our providers, and have a better way to keep track of those visits and appointments. I believe there should have been more options when using this program, and it should have offered other apps as well. I have used many different programs in the past, but none compare to WiserTogether. This has helped me better understand what benefits are available for myself, and which ones make sense for my situation. It's definitely worth looking into. There aren't too many downsides, just minor things. Overall, I am happy with how it is helping me with my health care needs.