AmCoBi was very easy to use. They were able to set up my account in a timely manner. They were able to get my billing information from my previous provider and transfer it over to AmCoBi. They were very friendly and made the process very easy. I had a few questions when I first set up my account and they were able to answer them right away. I would highly recommend AmCoBi. I have been using AmCoBi for about a year now. I have not had any issues with AmCoBi. I am able to get my bills emailed to me. I am also able to pay my bills on time.