If you are looking for a Bitcoin debit card that is usable for multiple purposes and at anywhere, coimomat could be a good choice. This is because the card is both Visa and MasterCard in nature. The base currency is EUR so users must have an EUR account.The card can be used on ATM, POS and it is suitable for making payments on online stores.
As usual usage goes with a lot of financial commitment. For instance, it costs £15.99 to setup. The card doesn't charge monthly fee though. The currency conversion will be charged whenever one uses it with another currency apart from the base currency.
While many debit cards like this do not charge on POS usage, coinomat debit card POS usage attract a small fee of £0.55.