Working with European Investment Bank has been a great experience. They have a great interest rate on the money market that I have. It is easy to move money both to and from my accounts. Generally I see deposits within a 24 -48 hour period. I like that I can also use the check deposit with the app and it only takes about 24 hours to see the funds in my Money Market account. The only issue I've had is when I tried to add my significant other to my account, they would not accept his drivers license because it had a different address - we had recently moved in with each other and therefore his address had not been updated on his actual drivers license. Although they communicated well, we still have not been able to get him added to my account.