I live on the West Coast and these duvets are definitely not for the weather. You must be referring to So Cal, but I live in Washington DC and the duvets are not waterproof at all, even after spraying them with waterproofing spray. They fit a little oddly as the leg straps affect the overall fit too much. There is only one waist belt. They seem small because my horses usually wear between 78-80 and 81 which barely fit them. You already have tears. I was trying to save money but the money would be better spent on better blankets. I used to have good blankets from this company; Unfortunately, I would not recommend this style for those who live in rainy climates.
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