- Xapo card is a Visa issued card and so can be used in any store that accepts Visa cards
- Xapo is popular in the Crypto industry for it's security features. This is a good edge for many users who are concerned about their fund safety
- Xapo card is limited to usage in many countries further reducing it's adoption
- There is support for only Bitcoin on the Xapo card. This needs to be expanded to give users other options to choose from