Google Pay or G pay for short is a digital wallet platform online payment system designed by Google the largest search engine in the world. It was released into the market in 2015 as Android pay and metamorphosised into Google Pay in 2018. It operates on Android lollipop 5.0 and iOS 11 concurrently.
Google Pay runs in app plus tap to play purchase on phones, affording users the opportunity to make payments with their mobile devices.
Residents of US and India can make transactions via iOS although it has limited functionality.
It supports passes like coupons, boarding passes, student ID card and movie tickets among others. Its recent rebranding saw Google Pay adopting a new API that allows merchants to add the payment service to web, stripe and Google account
How Its Service
G pay makes use of new field communication (NFC) to send card information thereby enhancing funds transfer to the retailer. It has substituted credit and debit card chip on POS terminals via allowing users to upload directly into Google Pay wallet.With this feature Android devices connects wireless and Frictionlessly with POS systems.
Talking about your security concerns, you don't have to worry, Google Pay has best of its kind security with 2F authentication, near field communication antenna and host based card emulation (HCE) coupled with physical authentication like finger print and device without finger print passcode are used.
Google Pay is driven by EMV payment tokenization specification features which allows you keep your payment information private from retailer by switching users debit and credit funding primary account number with inbuilt ability to generate dynamic security codes. It is also consumer card holder compliant
Premised on this amazing features and service with years of consistent track record I recommend Google Pay has the best digital wallet for you.